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© 1987, The Board of Regents of the University of Nebraska on behalf of the University of Nebraska–Lincoln Extension. All rights reserved.


A household inventory is an itemized list of a household's possessions and an estimate of their worth. Making a household inventory will benefit you in several ways:

• The inventory can help you determine how much insurance you need for household goods and personal items.

• It will furnish a record on which to base insurance claims in the event of an insured loss or theft.

• It will show money value of household goods and personal items for net worth statements.

• It can be useful in planning for replacements of household furnishings and equipment and personal items.

This publication discusses the ways to perform a complete household inventory.