Date of this Version



© 1979, The Board of Regents of the University of Nebraska on behalf of the University of Nebraska–Lincoln Extension. All rights reserved.


This NebGuide examines various types of risks and the need for insurance.

Have you spent time recently with an insurance agent who was trying to explain an old policy or to sell you a new one? Perhaps you felt you didn't know which questions to ask about what you were signing, or how the policy would pay in an emergency.

Most people would like to better understand insurance terms and the reasons for buying insurance. Before you visit with an agent, you will want to answer some basic questions about an insurance purchase that is adequate for your situation.