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Abstract

I. Definition and Application of the “Arising Out of the Use of” Clause

II. What Constitutes Causal Connection … A. Facilitating the Use of the Vehicle … B. Incident to the Use of the Vehicle … C. Contemplated by the Parties … D. “But for” Causation … E. Consequence of the Use … F. Use of an Appurtenance … G. Automobile as an Indispensable Agent … H. Essential Transaction in Connection with Use … I. Independent Acts … J. Loading and Unloading

III. Conclusion

COinS