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Good evening. It is indeed a pleasure to be part of this very first Nebraska Bankers Scholarship Recognition Dinner. My heartiest congratulations to each of our 20 student recipients of the 2007-2008 Nebraska-Bankers Scholarship Program. I know I speak for everyone in this room when I say we look forward with great enthusiasm to the great work you will do, after you graduation, to the important contributions you will make in your chosen field and the communities you will serve over your careers.