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Among the important business decisions you will make each year are your decisions about insurance. Both the type(s) of insurance you decide to carry and the level of coverage provided through each type of insurance are important. In event of a serious mistake by yourself or your employee, an accident, a natural or man-made disaster, or other similar event, it's likely your insurance coverage is all that will stand between you and a major loss — possibly all that's between you and a bankruptcy.

This NebFact informs you how to plan your insurance coverage and includes a form for you to use to list your insurance coverage.