Libraries at University of Nebraska-Lincoln

 

Date of this Version

8-27-2020

Citation

Abhimantra, A., Maulina, A. R., & Agustianingsih, E. (2013). Analisis Faktor-Faktor Yang Mempengaruhi Nasabah (Mahasiswa) Dalam Memilih Menabung Pada Bank Syariah. Proceeding PESAT (Psikologi, Ekonomi, Sastra, Arsitektur & Teknik Sipil) Bandung, 8-9 Oktober 2013, 5.

Anjarwi, D. W. (2015). Langkah Kepolisian Dalam Penanggulangan Tindak Pidana Penipuan Perdagangan Online. Jurnal Universitas Atma Jaya Yogyakarta, 1–16.

Bakar, R. A., Azis, N. A., Muhammud, A., & Muda, M. (2017). Perceived ease of use, security and privacy of mobile banking. International Journal of Business, Economics and Law, 13(2), 56–62.

Bakti, I., Subekti, P., & Hafiar, H. (2019). the Search Activity of Disaster Mitigation Information Through the Use of Smartphones in Kersaratu Village , Sidamulih District, Pangandaran. Library Philosophy and Practice (e-Journal), 3550.

Budiyanti, E. (2019). Upaya Mengatasi Layanan Pinjaman Online Ilegal. Info Singkat, Kajian Singkat Terhadap Isu Aktual Dan Strategis Bidang Ekonomi Dan Kebijakan Publik, XI(4), 19–24.

Elkas, I. P., & Ramli, T. A. (2016). Hak Penyandang Tunanetra dalam Pembukaan Rekening Bank dihubungkan dengan Asas Non Diskriminasi menurut Undang- Undang Nomor 8 Tahun 2016 tentang Penyandang Disabilitas Jo. Peraturan OJK Nomor: 1 / POJK.07 / 2013 tentang Perlindungan Konsumen Sektor Jasa. Prosiding Ilmu Hukum, 158–163.

Frame, W. S., Wall, L., & White, L. J. (2018). Technological Change and Financial Innovation in Banking: Some Implications for FinTech. (A. Berger, P. Molyneux, & J. O. S. Wilson, Eds.), Prepared for the Oxford Handbook of Banking, 3rd Edition.

Hafiar, H., Lukman, S., Syuderajat, F., Prastowo, F. A. A., Priyatna, C. C., & Sjafirah, N. A. (2019). Anticipating the Impact of Pornography through Dissemination of Negative Content. Jurnal Ilmu Komunikasi, 16(2), 259–273.

Hafiar, H., Lukman, S., Syuderajat, F., & Prastowo, F. X. A. A. (2019). An anticipatory action: Pornographic exposure via internet and the attitudes of the student with visual impairment toward sexuality. Journal of Theoretical and Applied Information Technology, 97(20), 2357–2367.

Hafiar, H., Setianti, Y., & Subekti, P. (2019). Dissemination Of Banking Services Information And People With Visual Impairment. Library Philosophy and Practice (e-Journal), 3568.

Hafiar, H., Subekti, P., & Budiana, H. R. (2018). The Search For Islamic Studies Information Through Smartphones By Visual Impairments Disability. Nadwa : Jurnal Pendidikan Islam, 12(2), 293–310.

Hafiar, H., Subekti, P., & Nugraha, A. R. (2019). Internet utilization by the students with visual impairment disabilities. International Journal of Emerging Technologies in Learning, 14(10), 200–207. https://doi.org/10.3991/ijet.v14i10.10057

Hafiar, H., Subekti, P., Setianti, Y., & Komariah, K. (2019). The First Step Towards the Independence of the Visually Impaired in Entrepreneurship. International Journal of Entrepreneurship, 23(Special Issue), 1–7.

Laila, K. (2017). Perlindungan hukum terhadap konsumen atas iklan yang melanggar tata cara periklanan. Jurnal Cakrawala Hukum, 8(1), 64–74.

Murray, N., Manrai, A. K., & Manrai, L. A. (2017). “The financial services industry and society: The role of incentives/punishments, moral hazard, and conflicts of interests in the 2008 financial crisis.” Journal of Economics, Finance and Administrative Science, 22(43), 168–190. https://doi.org/10.1108/JEFAS-02-2017-0027

Napitupulu, S., Rubini, A., Khasanah, K., & Rachmawati, A. (2017). Kajian Perlindungan Konsumen Sektor Jasa Keuangan: Perlindungan Konsumen Pada Fintech. Departemen Perlindungan Konsumen, Otoritas Jasa Keuangan, hal. 1-86.

Nemoto, N., & Koreen, M. (2019). Digital Innovation Can Improve Financial Access for SMEs. SME Policy Faced With Development Of Financial Technology G20 Japan, (1), 1–11.

Nurwita, I. (2015). Perancangan kampanye waspada penipuan saat belanja online. E-Proceeding of Art & Design, 2(2), 728–738.

Palupiningsih, P. (2017). Clustering In Short Message Service (SMS) Fraud Using Rock Algorithm. Sigma-Mu, 9(2), 16–23.

Prasetyo, R. D. (2014). Pertanggungjawaban Pidana Pelaku Tindak Pidana Penipuan Online Dalam Hukum Pidana Positif Di Indonesia. Artikel Ilmiah Universitas Brawijaya.

Putra, E. N., Shanty, W. Y., & Pakpahan, H. (2017). Efektivitas Pelaksanaan Sertifikasi Keandalan Website Jual Beli Online Dalam Menanggulangi Penipuan Konsumen. Jurnal Cakrawala Hukum, 8(2), 149–159.

Rahmanto, T. Y. (2019). Penegakan Hukum terhadap Tindak Pidana Penipuan Berbasis Transaksi Elektronik. Jurnal Penelitian Hukum De Jure, 19(1), 31. https://doi.org/10.30641/dejure.2019.v19.31-52

Saksonova, S., & Kuzmina-Merlino, I. (2017). Fintech as financial innovation - The possibilities and problems of implementation. European Research Studies Journal, 20(3), 961–973.

Samudra, A. H. (2019). Modus Operandi Dan Problematika Penanggulangan Tindak Pidana Penipuan Daring. Mimbar Hukum, 31(1), 59–74.

Sulistyo. (2010). Pengembangan Usaha Kecil dan menengah dengan Basis Ekonomi Kerakyatan di Kabupaten Malang. Jurnal Ekonomi Modernisasi, 6(1), 58–73.

Sumenge, M. (2013). Penipuan Menggunakan Media Internet Berupa Jual-Beli Online. Lex Crimen, 2(4), 102–112.

Wahyuni, R. A. E., & Turisno, B. E. (2019). Praktik Finansial Teknologi Ilegal Dalam Bentuk Pinjaman Online Ditinjau Dari Etika Bisnis. Jurnal Pembangunan Hukum Indonesia, 1(3), 379. https://doi.org/10.14710/jphi.v1i3.379-391

Wijaya, H., Beik, I. S., & Sartono, B. (2017). Pengaruh Kualitas Layanan Perbankan Terhadap Kepuasan dan Loyalitas Nasabah Bank Syariah XYZ di Jakarta. Jurnal Aplikasi Bisnis Dan Manajemen (JABM), 3(3), 417–426. https://doi.org/10.17358/jabm.3.3.417

Williams, V., Abbott, D., Rodgers, J., Ward, L., & Watson, D. (2007). Money , Rights and Risks: A scoping review of financial issues for people with learning disabilities in the UK Val. Surrey: Friends Provident Foundation.

Abstract

Often, we receive a tempting loan or financial offers from SMS e-mails. The offers would be more tempting and the messages are well-equipped with persuasive messages, when people need financial help. Such messages are also received by people with visual impairment and would require a certain information literacy capability for them to choose and filter these offers. This study attempts to dig information on how the visually impaired people would perceive loan/financial offers received from SMS and e-mails. We use a descriptive method with qualitative data extracted from in-depth interviews of the respondents. The respondents are visually impaired people that were selected using a purposive approach. The results infer that people with visual impairment have an awareness and caution in filtering information on financial offers they receive. We consider information more believable when received as testimony from peers and word of mouth rather than in promotion. The credibility of the financial institution would also be a considering attribute for the respondents. The study also identifies several persuasive words that would make people with visual impairment cautious of the offers they receive.

Share

COinS
 
 

To view the content in your browser, please download Adobe Reader or, alternately,
you may Download the file to your hard drive.

NOTE: The latest versions of Adobe Reader do not support viewing PDF files within Firefox on Mac OS and if you are using a modern (Intel) Mac, there is no official plugin for viewing PDF files within the browser window.