Institute for the Advancement of Developing Economies

 

Date of this Version

2013

Document Type

Article

Citation

Journal for the Advancement of Developing Economies 2013 Volume 2 Issue 1

doi:10.13014/K2QZ2843

Comments

Copyright 2013 JADE

Abstract

The inability of households to save over time has significant influence on the rate of capital accumulation and economic growth in developing countries. In order to understand this trend, this research assesses savings rates and its correlates in rural Kwara state, Nigeria. A multistage sampling procedure was used to obtain data from 120 households. This was then analyzed using two descriptive statistics: the generalized linear model and the Tobit regression model. Results show that majority of the rural households were male-headed (81.0 percent) and combined farming with other non-farming activities (73.5 percent). The Tobit regression model reveals that age squared (p

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