Department of Finance

 

Date of this Version

1998

Document Type

Article

Citation

Journal of Actuarial Practice 6 (1998), pp. 173-196

Comments

Copyright 1998 Absalom Press

Abstract

The existence of a relationship between an individual's socioeconomic status and his or her mortality is often accepted, but it is difficult to measure this relationship objectively. This study analyses the relationship between an individual's final salary immediately prior to retirement and mortality rates during retirement. The data used are taken from a large Australian public sector pension plan. A strong inverse relationship is found, which decreases with age. Some of the implications of these results for individual annuity markets and public pension policy are discussed.

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