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The present paper seeks to contribute some insights into the different potential disasters that libraries are vulnerable to. The study is primarily built upon a comprehensive review of the literature. Further, the study is divided into two parts; first part, covers different disasters, policies, insurance, and role of the government in managing such disasters. The second part of the study throw light on the level of preparedness for mitigating different disasters, frequency of inspection of the equipment’s, safety guidelines and so on, to lessen the impact of disasters, basic strategies to protect any disaster in the library, frequency of power-backups, technicalities to avoid digital disasters and availability of insurance policy in the libraries. finally, the manuscript also consists of a disaster preparedness model which will be helpful in understanding the librarian "to do/have list" for their respective libraries.