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Nebraskans see it around them every day. Browning pastures, withered cornfields and higher water bills are reminders of the ongoing drought. Not surprisingly, most of us worry about the drought’s impact in personal terms. If you farm, what is it doing to my crops? Or my irrigation costs? If you own a business in a rural community, how much is the drought reducing producers’ off-farm purchases? Obviously, the bottom-line concern is that droughts affect our pocketbooks.