I. Introduction

II. Title VI of Firica: Change in Bank Control Act of 1978 … A. Similarities to Bank Merger and Bank Holding Company Acts

III. Federal Reserve Board Decisions: Financial and Managerial Standards … A. Competitive Standards … B. Board of Governors of the Federal Reserve System v. First Lincolnwood Corp.

IV. Practical Implications of the New Act

V. Summary and Conclusion