Abuses in the Replacement of Life Insurance

Authors

Harold W. Baird, Northwestern Mutual Life Insurance Company

Abstract

I. Introduction

II. Replacement … Is Term Insurance Cheaper? … Specific Devices Used in Replacement … The Three Mortality Tables … Failure to Take Dividends into Consideration … The Failure to Take Cash Value Increases into Consideration … Specific Misrepresentations as to Cost of Insurance … The Fallacies in the State of Washington Replacement Formula ... The Inflation Sales Pitch … What Is the Cost of Life Insurance? … What Do YOU Mean by Insurance Costs? … Comparing Costs as Between Companies

III. Conclusion

Recommended Citation

Harold W. Baird, Abuses in the Replacement of Life Insurance, 48 Neb. L. Rev. 911 (1969)
Available at: https://digitalcommons.unl.edu/nlr/vol48/iss4/4