I. Introduction

II. Privity

III. Duty … A. The Extent to Which the Transactions Were Intended to Affect the Plaintiff … B. Foreseeability of Harm … C. Certainty of Injury … D. Closeness of Connection between Injury Suffered and Defendant’s Conduct … E. Moral Blame … F. The Policy of Preventing Future Harm

IV. Economic Implications

V. Why This Decision?

VI. Where Do We Go from Here?

VII. Connor [Connor v. Great Western Savings and Loan Association] Reconsidered