I. Introduction

II. The Great Generalization

III. Antitrust Without Platform Theory ... A. Are Credit Cards Really a Boon to Society and Would Non-Platform Antitrust Wreck It? ... 1. Do Credit Cards Do Anything Special? ... 2. How a Platform Player Causes Harm on One Side ... B. Will the Cat Really Stay in the Credit Card Bag?

IV. Conclusion: How Antitrust Complexity Devolves to Conservative Simplicity